Invite-only soft launch
You make the memories. We'll split the bill.
Track shared costs across any currency. Smart settlements mean fewer payments and zero arguments.
Already invited? Open the app →
How it works
From first expense to final settlement in four simple steps.
Open a tab
Create a group for your trip, flat, dinner — whatever you're splitting.
Log expenses
Add what you paid, in any currency. Everyone in the tab sees it instantly.
See who owes what
Balances update in real time. Boketto figures out the fewest payments needed.
Settle up
Mark payments as made. Close the tab when you're done.
Everything you need
Built for real shared costs, real friends, and real money.
Multi-Currency
Log expenses in any currency. We use European Central Bank rates, locked at the moment you log the expense — no surprises if rates move later.
Learn more
Smart Settlements
Our algorithm minimises the number of payments — e.g. 4 people, 3 transfers, done.
Learn more
Real-Time Sync
Expenses and payments update live for everyone in the tab via WebSockets.
Works Offline
Full Progressive Web App support — add expenses on the plane, they sync when you're back online.
Learn more
Penny-Accurate
Deterministic splitting ensures amounts always add up — no rounding surprises.
Learn moreBoketto (ぼけっと)
Pronounced [bo-KET-to]
It's a Japanese word for gazing vacantly into the distance — letting your mind drift without any particular purpose.
That's the feeling we want you to have about splitting the bill. Money with friends shouldn't need a spreadsheet or a running mental tally. Log it, forget it, look out the window.
Simple pricing
Start free. Pay per tab, not per user — and only when you need more.
Free
Perfect for getting started.
- 3 tabs included
- Unlimited expenses per tab
- All features included
Pay As You Go
~£1 per month per tab. Split it with the group — pennies per person.
Per tab, not per user. A 4-person tab costs about 25p per person per month.
- Unlimited members on a paid tab — no per-user fees
- One-off charge — no subscription, no auto-renewal
- Renew yourself if you want another 3 months
Already invited? Sign in to buy a tab.
Encrypted
Your data is encrypted in transit and at rest.
No passwords
Magic-link sign-in. Nothing to remember, nothing to leak.
Built in the UK
Au Courant Ltd, registered in England & Wales.
Frequently asked questions
Can't find an answer? Visit support or contact us.
Pricing
Is Boketto free?
Yes — every account starts with 3 free tabs. After that, additional tabs cost £2.99 each for 3 months. Every tab includes every feature.
Is this a subscription?
No. Each £2.99 charge is a one-off purchase that opens a tab for 3 months. We never auto-charge you. If you want to keep a tab going past 3 months you renew it yourself with another deliberate click — and if you don't, the tab quietly closes and goes read-only.
How much does it work out per person?
The £2.99 fee is per tab, not per user — and you can split it with the other people on the tab. On a 4-person tab that's about 75p per person, or 25p per person per month. Most apps in this category charge each user a monthly subscription instead, which works out at several pounds per month per person; we don't.
What happens when a paid tab reaches 3 months?
The tab closes and goes read-only — your data stays put, and you can still see every expense and balance. To keep adding to it, renew for another 3 months at £2.99. Renewal is a deliberate click; nothing auto-charges.
Can I get a refund on a paid tab?
Yes — full refunds within 14 days of purchase, no questions. After that we’ll refund pro-rata for the remaining time, and a full refund any time the service has clearly failed you. Full refund policy.
How it works
How does the settlement algorithm work?
It calculates each member’s net balance, then pairs people up to settle in the fewest possible payments. Instead of everyone paying everyone, a group of 4 typically only needs 3 transfers.
What currencies are supported?
Any currency the European Central Bank publishes a daily rate for — that’s 30+ including GBP, EUR, USD, JPY, AUD, CAD, CHF, NOK and more.
Who pays the FX conversion fee?
Nobody pays Boketto a conversion fee — we use the public ECB rate and don’t mark it up. If your bank charges you for a real cross-currency transfer when you settle up, that’s between you and your bank.
Does it work without internet?
Yes. Boketto is a Progressive Web App, so once you’ve loaded it you can add expenses on a plane, on a hike, or wherever the signal’s gone — they sync the moment you’re back online.
Can I use Boketto abroad?
That’s exactly what it’s for. Log expenses in the local currency; balances stay correct in your tab’s base currency. Works offline if your roaming’s patchy.
Account
Do all members need an account?
Yes, but signing up takes seconds — enter your email, tap the magic link in the message we send, you’re in. No passwords, no app store install required.
Can I change the email address on my account?
Yes — open Profile in the app and update your email. We’ll send a confirmation link to the new address before the change takes effect.
Can I delete my account?
Yes. Email us from the address on your account and we’ll delete everything within 30 days. If you share tabs with others, transfer ownership first so they don’t lose access.
Privacy & data
Is my data safe?
Encrypted in transit (TLS) and at rest. Magic-link sign-in means no passwords for us to leak. We never store payment card details — Stripe handles that.
Can I export my data?
Yes. Per-tab CSV exports are built into the app. For a full export of everything we hold across your account, ask support and we’ll send you a machine-readable archive within 30 days.
Where is my data stored?
In the United Kingdom. Boketto is built and hosted by Au Courant Ltd, a UK company, and your data does not leave UK/EU infrastructure.
Get on the invite list
Boketto is in an invite-only soft launch. Drop your email and we'll send you a magic link the moment a spot opens up.